36. 正確選項 F

　　With a tax imposed on expensive health insurance plans, most employers will likely transfer money from health expense into wages.

37. 正確選項 J

　　Changes in policy would be approved or rejected as a whole so that lobbyists would find it hard to influence lawmakers.

38. 正確選項 A

　　It is not easy to curb the rising medical costs in America.

39 正確答案 G

　　Standardization of forms for automatic processing will save a lot of medical expenses.

40 正確答案L

　　Republications and the insurances industry are strongly opposed to the creation of a public insurances

41正確答案H

　　Conversion of paper to electronic medical records will help eliminate?redundant tests and prevent drug interactions

42. 正確選項 C

　　The light cost of medical services and unnecessary tests and treatments have driven up medical expenses.

43. 正確選項 I

　　One main factor that has driven up medical expenses is that doctors are compensated for the amount of care rather than its effect.

44. 正確選項 P

　　Contrary to analysts’ doubts, the author believes drug prices may be? lowered through negotiation.

45. 正確選項 K

　　Fair competition might create a strong incentive for insurers to charge less.