There is an old cliché that goes, “Job is an acronym for Just Over Broke." And unfortunately, I would say that the saying applies to millions of people. Because school does not think financial intelligence is intelligence, most workers live within their means. They work and they pay the bills. Instead I recommend to young people to seek work for what they will learn, more than what they will earn. Look down the road at what skills they want to acquire before choosing a specific profession and before getting trapped in the Rat Race. Once people are trapped in the lifelong process of bill paying, they become like those little hamsters running around in those little metal wheels. Their little furry legs are spinning furiously, the wheel is turning furiously, but come tomorrow morning, they'll still be in the same cage. Great job.