Jamie Merisotis of the Lumina Foundation says, over 30 million Americans still haven't finished paying back their student loans. In fact, student loan debt is now greater than credit card debt. With college tuition and fees climbing faster than inflation, faster than wages and family income, students and parents' reliance on loans is growing, too. Already, about 3/4 of all the aids students get from the federal government is in loans. And that's a problem, says Merisotis. "So, the cap on payments and the efforts to provide discount on consolidated loans are all steps in the right direction. But over time, the more students borrow, the costlier it's going to be for the federal government and for us, as a society." In Denver, the president said he'll do whatever it takes to help more Americans attend college. "Because no matter how tough times are, no matter how many obstacles stand in our way, we are gonna make the dream that all Americans share real once again - and that starts right now. It starts with you." Still, experts argue, without fundamental changes in the pricing of college education and a more affordable source of government aid to pay for it, more Americans will be priced out of a college education.