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Shadow Banks 我們一般的銀行都是處于嚴格監(jiān)管之下的，但有一些公司不是銀行、不受監(jiān)管但卻擁有銀行的功效，這類的機構就被稱為 Shadow Banks（影子銀行）。 Shadow banks主要有投資銀行、對沖基金、債券、保險公司等構成，它們讓一些原本資質不足以在銀行獲得資金的公司獲得了資金，所以它們的利率也會非常高。 我們來看2個例句： Much of the credit extended by banks and shadow banks to keep growth going will sour. 大量由銀行及影子銀行發(fā)放的以保增長為目的的信貸將會變成壞賬。 Crucially, the council would be able to monitor both traditional banks and shadow banks. 最關鍵的是，該委員會將能夠同時監(jiān)控傳統(tǒng)銀行和影子銀行。 20節(jié)BEC初級、中級、高級課程 學前測試、詞匯課、各級別專項課 還有考前沖刺 點擊立即免費聽>> 你適合考哪個級別？BEC好不好學 2個月后考試是否能順利通過 一聽即知！ 0元試學BEC初級中級高級課程 點擊立即免費試學>> 點擊立即免費試學>>> 祝大家順利拿證

2024年12月英語四級級考試已經結束，很多同學好奇2025年四級什么時候考試，今天@滬江英語四六級微信公眾號為大家整理了相關資訊，一起來看看吧。 2025年四級考試時間表 01.考試時間 ◆2025年6月四級報名時間： 2025年3月中旬 ◆2025年6月四級口語考試時間： 2025年5月下旬 ◆2025年6月四級筆試考試時間： 2025年6月中旬 ◆2025年6月四級成績查詢時間： 2025年8月底 ◆2025年12月四級報名時間： 2025年9月中旬 ◆2025年12月四級口語考試時間： 2025年11月下旬 ◆2025年12月四級筆試考試時間： 2025年12月中旬 ◆2025年12月四級成績查詢時間： 2026年2月底 02. 筆試考試內容 &分值占比 ◆CET-4考試內容 03. 四級筆試分數(shù)解釋 ◆四級筆試滿分710分，及格分是大于等于425分 ◆評分方法采用"排名分"，說白了，得分多少取決于你在全國考生中的排名前后。 04. 四級口語考試內容

GDP 大家好~ 2024年第2個月我們將進入經濟指標術語。 GDP是我們最常見到的經濟指標，它的全稱是Gross Domestic Product（國內生產總值），指的是一個國家（或地區(qū)）所有常住單大位在一定時期內生產活動的最終成果。它反映了一國（或地區(qū)）的經濟實力和市場規(guī)模。根據國家統(tǒng)計局17日發(fā)布的數(shù)據，我國2023年的GDP為1260582億元，按不變價格計算，比上年增長5.2%。 我們來看2個例句： GDP is one of the core indexes for a country's economic strength, but it is not the only one. GDP是衡量一國經濟實力的核心指標之一，但并不是唯一指標。 The first-quarter GDP data show just how much Japan's overall economy depends on exporters and the businesses that cater to them. 第一季度的GDP數(shù)據顯示出日本整體經濟對出口行業(yè)以及出口相關企業(yè)的依賴程度。 20節(jié)BEC初級、中級、高級課程 學前測試、詞匯課、各級別專項課 還有考前沖刺 點擊立即免費聽>> 你適合考哪個級別？BEC好不好學 2個月后考試是否能順利通過 一聽即知！ 0元試學BEC初級中級高級課程 點擊立即免費試學>> 點擊立即免費試學>>> 祝大家順利拿證

理了2024年12月英語四級閱讀理解模擬：泰國大象的生存危機，一起來看看吧。 2024年12月英語四級閱讀理解模擬：泰國大象的生存危機 For centuries, in the countries of south and Southeast Asia the elephant has been an intimate part of the culture, economy and religion, and nowhere more so than in Thailand. Unlike its African cousin, the Asian elephant is easily domesticated (馴化). The rare so-called white elephants have actually lent the authority of kingship to its rulers and until the 1920s the national flag was a white elephant on a red background.To the early Western visitors the country's romantic name was “Land of the White Elephant”. Today, however, the story is very different. Out of work and out of land, the Thai elephant struggles for survival in a nation that no longer needs it. The elephant has found itself more or less abandoned by previous owners who have moved on to a different economic world and a westernized society. And while the elephant's problems began many years ago, now it rates a very low national priority. How this reversal from national icon (圣像) to neglected animal came about is a tale of worsening environmental and the changing lives of the Thais themselves. According to Richard Lair, Thailand’s experts on the Asian elephant and author of the report Gone Astray, at the turn of the century there may well have beenas many as 100,000 domestic elephants in the country. In the north of Thailand alone it was estimated that more than 20,000 elephants were employed in transport, 1,000 of them alone on the road between the cities of Chiang Mai and Chiang Saen. This was at a time when 90 per cent of Thailand was still forest—a habitat (棲息地) that not only supported the animals but also made them necessary to carry goods and people. Nothing ploughs through dense forest better than a massive but sure-footed elephant. By 1950 the elephant population had dropped to a still substantial 13,397, but today there are probably nomore than 3,800, with another 1,350 roaming free in the national parks. But now, Thailand’s forest coversonly 20 per cent of the land. This deforestation (采伐森林) is the central point of the elephant's difficult situation, for it has effectively put the animals out of work. This century, as the road network grew, so the elephant's role as a beast of burden declined. 練習題： Choose correct answers to the question: 1. What can we know about African elephants from the passage? A. It is easy to tame them. B. It is hard to tame them. C. They are living a better life than Asian elephants. D. Their fate is quite similar to that of Asian elephants. 2. Thailand was once called “Land of the White Elephant” because_______. A. white elephant is rarely seen and thus very special B. white elephant was a national symbol until the 1920s C. white elephant has helped kings to gain the ruling authority D. this name was so romantic that it was popular among visitors 3. Why is the Thai elephant “out of work”, according to the author? A. Because the elephants are no longer useful to their owners. B. Because their owners are westernized and neglect them. C. Because the government pays little attention to the problem. D. Because there are too many elephants and too few jobs. 4. Which of the following statements is true about the elephant population at various times? A. There were 100,000 tamed elephants at the turn of the century. B. 20,000 elephants were employed in transport in Thailand at the turn of the century. C. By 1950 the elephant population in Thailand has been quite small. D. Today the elephant population is estimated at 5,150. 5. The passage is most probably from_______. A. a travel magazine B. a history book C. a research report D. an official announcement 參考答案： 1.[B] 事實細節(jié)題。本題考查對比處。根據文章第l段第3句：和非洲象不同，亞洲象容易馴養(yǎng)，言下之意就是：非洲象不易馴養(yǎng)。答案中用tame替代原文的domesticate，意思相同。選項A與原文意思正好相反;選項C，D原文根本未提到。 2.[B] 推理判斷題。根據文章第l段第4句中的“until the 1920s the national flag was a white elephant on a red background.”可知當時白

學習英語基礎知識，補充商務背景知識，然后再按照考試模塊進行有針對性的復習和練習，逐步提升自己的應試能力。 03 BEC高級 Higher Level BEC 高級對考生的英語綜合運用能力與商務知識水平提出了極高要求，堪稱一場知識與能力的雙重挑戰(zhàn)。英語基礎卓越且商務經驗豐富的考生，也需 4 - 6 個月的全身心投入與精心籌備。在此期間，不僅要熟練掌握高級商務英語詞匯與復雜語法結構，更要深入剖析商務案例，全面提升商務寫作與口語的專業(yè)性、邏輯性，同時借助大量高難度真題與模擬題訓練，不斷強化應試技巧，力求在考場上游刃有余。 對于廣大普通考生而言，備考 BEC 高級往往需要 6 - 9 個月甚至更長時間。前期需投入大量精力夯實英語基礎，精心構建扎實的商務知識框架；中期聚焦專項訓練與技巧打磨，實現(xiàn)能力的全方位提升；后期通過全真模擬考試精準查缺補漏，持續(xù)優(yōu)化答題策略，如此方能在 BEC 高級考試中展現(xiàn)最佳水平，收獲優(yōu)異成績。 以上內容僅供參考，大家可以根據自己的實際情況進行調整和完善哦。

能及的? 【例】grasp opportunities 抓住機會? 18、occupy ['?kj?pa?] vt.使忙碌，使從事；占領，占用? 【派】occupation n.職業(yè)；occupant n.居住者；occupancy n.占有 19、capable ['ke?p?bl] a.有能力的 a.卓越的；光輝的? 【考】be capable of 能夠? 20、hunt [h?nt] n./v 尋找；打獵；追捕? 【派】hunter n.獵人 job-hunter 找工作的人? 【考】hunt down 對…窮追到底；go hunting 打獵；hunt for 尋找 ?/ 21-33 /? 21、ability [?'b?l?t?] n.本事，能力；才能 【考】to the best of one’s ability 盡某人最大努力；the ability to do sth. 從事（某事）的能力? 22、qualify ['kw?l?fa?] vt.（使）勝任，（使）具有資格? 【考】qualify for sth. 使具有…的資格? 【派】qualification n.資格，條件；qualified a.有資格的? 23、assign [?'sa?n] vt.指派，選派；分配，布置（作業(yè)） 【派】assignment 作業(yè)? 24、strain [stre?n] n.過度勞累，極度緊張；扭傷；vt.扭傷；拉緊；vi.盡力? 【派】restrained vt.抑制，遏制；管制? 25、equal ['i:kw?l] a.勝任的，合格的；平等的；vt.等于? 【考】be equal to 相等的；勝任的，合適的? 【派】equally ad.相

PPP 如果對不同國家的GDP進行比較呢，一個方法就是PPP（Purchasing Power Parity，購買力平價）。 購買力平價是根據各國不同的價格水平計算出來的貨幣之間的等值系數(shù)，如果一個巨無霸在美國的價格是4美元，而在英國是3英鎊，那么美元與英鎊的購買力平價匯率就是3英鎊=4美元。 我們來看2個例句： PPP measures show where currencies should end up in the long run. 購買力平價方法顯示出貨幣從長遠來看的價格。 For this reason, PPP is a more reliable comparison for the currencies of economies with similar levels of income. 由于這樣的原因，購買力平價方法在比較有相近收入水平的經濟體時更為可靠。 20節(jié)BEC初級、中級、高級課程 學前測試、詞匯課、各級別專項課 還有考前沖刺 點擊立即免費聽>> 你適合考哪個級別？BEC好不好學 2個月后考試是否能順利通過 一聽即知！ 0元試學BEC初級中級高級課程 點擊立即免費試學>> 點擊立即免費試學>>> 祝大家順利拿證~

Gini Index Gini Index（基尼系數(shù)）是國際上通用的衡量一個國家或地區(qū)居民收入差距的常用指標。 基尼系數(shù)最大為“1”，最小等于“0”?；嵯禂?shù)越接近0表明收入分配越是趨向平等。 國際慣例把0.2以下視為收入絕對平均， 0.2-0.3視為收入比較平均； 0.3-0.4視為收入相對合理； 0.4-0.5視為收入差距較大， 當基尼系數(shù)達到0.5以上時，則表示收入懸殊。 我們來看2個例句： He said 40 percent on the Gini index is already too risky and China's Gini index is close to 50 percent. 他說，基尼指數(shù)40%就已經相當危險了，而中國的基尼指數(shù)將近是50%。 Because of high GDP per capita, welfare benefits, a low Gini index, and political stability, the Danish enjoys high living standards topped by no other nation.? 由于其高人均GDP，良好的福利，較低的基尼系數(shù)和穩(wěn)定的政治，丹麥是世界上生活水平最高的國家。 20節(jié)BEC初級、中級、高級課程 學前測試、詞匯課、各級別專項課 還有考前沖刺 點擊立即免費聽>> 你適合考哪個級別？BEC好不好學 2個月后考試是否能順利通過 一聽即知！ 0元試學BEC初級中級高級課程 點擊立即免費試學>> 點擊立即免費試學>>> 祝大家順利拿證

2024年12月英語四級考試在即，同學們要認真?zhèn)淇寂丁＝裉鞛榇蠹規(guī)淼氖?024年12月英語四級閱讀理解模擬：大學專業(yè)選擇，一起來看看吧。 2024年12月英語四級閱讀理解模擬：大學專業(yè)選擇 One of the bitterest and most time-worm debates in student union bars up and down the country is resolved as academic research confirms that in financial terms at least, arts degrees are a complete waste of time.Getting through university boosts students’earnings by 25%, on a weighted average, or $220,000 over theirlifetime, according to Professor Ian Walker of Warwick University-but if they study Shakespeare or the peasants’revolt instead of anatomy of contract law, those gains are likely to be completely wiped out. The government is about to allow universities to charge students up to $3,000 a year for their degrees, arguing that it’s a small price to pay compared with the financial rewards graduates reap later in life. But Prof. Walker’s research shows there are sharp variations in returns according to which subject a student takes. Law, medicine and economics or business are the most lucrative choices, making their average earnings 25% higher, according to the article, published in the office for national statistics’monthly journal. Scientists get 10-15% extra. At the bottom of the list are arts subjects, which make only a “small ”differenceto earnings- a small negative one, in fact. Just ahead are degrees in education-which leave hard pressed teachers anaverage of 5% better off a year than if they had left school at 18. “it’s hard to resist the conclusion that what students learn does matter a lot; and some subject areas givemore modest financial returns than others,” Prof. Walker said. As an economist, he was quick to point outthat students might gain non-financial returns from arts degrees:”Studying economics might be very dull, forexample, and studying post-modernism might be a lot of fun.” 練習題： Choose correct answers to the question: 1.What is the best title for the passage? A.Professor Walker’s Research B.How to Make Big Money. C.Differences Between Science and Arts Degrees. D.Studying Arts Has Negative Financial Outcome. 2.Universities charge students a rather high tuition mainly because_____ provide the students with very prosperous subjects to learn assume that their graduates can earn much more than they had paid don’t get financial support from the government need much revenue to support the educational expenses 3.The word “l(fā)ucrative”(Line 1, Para. 4) most probably means _____ le ve able le 4.Law, medical and business graduates could earn 25% more than ______ ion graduates graduates who had not studied at the university average income 5.We can safely conclude that the author ______ s arts degrees as meaningless this result disappointing and unfair the students to think twice before they decide what to learn in college that arts degrees are still rewarding despite its scarce financial returns 參考答案： 1.[D] 主旨大意題。本文為Walker教授的研究成果，旨在說明不同專業(yè)的畢業(yè)生有不同的經濟回報，并非要傳授發(fā)財心得或者比較文理科的異同。文章首句即為本題解題關鍵，故D正確。 2.[B] 事實細節(jié)題。定位至第3段第1句。本文只有這一句與收取學費有關，后一個分句即前一個分句的理由，抓住其中隱含的因果關系就不難找到正確答案。 3.[C] 詞義理解題。通過下文數(shù)據earnings 25% higher和get 10-15% extra可以推測lucrative大意應為“給人帶來豐厚收入的”,故選C。 4.[C] 事實細節(jié)題。第4段中出現(xiàn)了幾個比較數(shù)字，考題要求找到此段首句提到的收人增加25%的參照點。第2段第1句中的Getting through university 表明這類學生收人增加25%的參照對象是沒讀大學的人，且從第4段第3句中的the list和第4句即可以確定這一段是在比較大學畢業(yè)與18歲畢業(yè)(即沒讀大學)收入的不同，因此C正確。 5.[D] 推理判斷題。結論往往出現(xiàn)在文章結尾,要想答大對此題,一定要仔細體會本文末句。本文雖然重點討論文科沒有經濟效益，但是作者并沒有做出主觀判斷，故A、B、C都不正確，而作者在文章最后講到了人文學科雖然經濟效益不佳但學習過程更有趣，故D符合作者意思。 以上就是關于“2024年12月英語四級閱讀理解模擬：大學專業(yè)選擇”的全部內容啦，祝同學們考試順利。

沒寫，只有你寫了，哪怕你翻譯的有很多錯誤，你也可以拿到滿分。 當然，這種情況幾乎不可能出現(xiàn)。 把710分的滿分看成100分，各題型的分值分別如下： ?聽力部分為35分： 前15題每題1分，后10道題每題2分。 ?閱讀部分為35分： 選詞填空每題0.5分，總計5分； 信息匹配題每題1分，總計10分； 仔細閱讀每題2分，總計20分。 ?寫作部分15分。 ?翻譯部分15分。 用這個方法計算，根據往年的經驗： ??四級一般能考到55分基大本就穩(wěn)過四級425分； ??六級一般考到57分，通過六級425分的概率很大。 寫作和翻譯，無法估計具體的分數(shù)，但我們也可以算個大概。 自己先看看作文和翻譯的范文，然后對比自己的寫的： ◎如果整體沒什么錯誤，11-13分； ◎如果有個別小錯誤，8-10分； ◎如果錯誤很多，5-7分 ◎如果完全跑題，4分及以下。 大家可以按照上面這個方法，去對對答案，然后計算一下自己的成績哦~