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有的余額。這些賬戶主要有兩種：一種是活期存款，客戶可以對其開出支票，但沒有利息，另一種是儲蓄存款賬戶，銀行使用賬上的資金要支付利息。 [/cn] [en]2.But the shareholders' money is only a small part of the total amount of money which

of operating cycle, hence indicate the liquidity.[/en][cn]3.周轉(zhuǎn)率指標(biāo)能夠反映企業(yè)的資金周轉(zhuǎn)速度和營業(yè)周期，反映企業(yè)的流動性。[/cn] [en]4.A public offer of new shares shall be underwritten by a legally established securities institution and an underwriting agreement shall be executed.[/en][cn]4.公司向社會公開發(fā)行新股，應(yīng)當(dāng)由依法設(shè)立的證券經(jīng)營機(jī)構(gòu)承銷，簽訂承銷協(xié)議

行業(yè)加強(qiáng)償付能力體系建設(shè)。[/cn] [en]3.The rates quoted by us are very moderate. Of course, the premium varies with the range of insurance. [/en][cn]3.我們所收取的費率是適度的。當(dāng)然，保險費用要根據(jù)投保范圍的大小而有所不同。[/cn] [en]4.Deposit accounts, together with savings accounts, represent the simplest form of bank account. The customer deposits funds and withdraws them as required. No checkbook is issued on this type of account. Therefore, the formalities of opening an account are simple, Often there is no need for a reference, the customer's name, address and occupation, together with a specimen signature and an initial deposit being all that are needed.[/en][cn]4.存款賬戶，和儲蓄賬戶一起，是銀行賬戶的基本形式，客戶按規(guī)金融定存、取款。此種類型的賬戶不能開支票，所以，開戶的手續(xù)很簡單。一般無需證明人，只需客戶的姓名、住址、職業(yè)，連同簽字樣本和開戶金額即可。 [/cn] [en]5.The basic principle of double entry bookkeeping is that every transaction has a twofold effect. In other words, a value is received and a value is yielded or parted with. Both effects, which are equal in amount, must be entered completely in the bookkeeping records.[/en][cn]5.復(fù)式記賬法的基本原理是每筆交易都有借貸雙方。換言之，有一項金額收入，就必然有一項金額放棄（支出）。借貸雙方金額相等，必須完整地記入賬薄。 [/cn]

[en]1.Many people --private individuals, manufacturers, traders, companies and official bodies --choose to keep part of heir resources in the form of money. They need to do this mainly because they are continually having to make payments for the goods and services which they are buying and because they want to have resources immediately available.[/en][cn]1.許多人——個人、生產(chǎn)廠家、商人、公司和政府機(jī)構(gòu)——選擇持有一部分現(xiàn)金資產(chǎn)。這樣做的主要原因是他們必須為其所購買的商品和勞務(wù)支付款項，想在手頭留有現(xiàn)金。[/cn] [en] provide their customers with many other useful services. They will, for example, look after valuables, deal with investments, make payments to businesses and people abroad and provide financial information.[/en][cn]2.銀行向其客戶提供許多其它有用的服務(wù)。例如，保管貴重物品，辦理投資業(yè)務(wù)，對國外企業(yè)和個人進(jìn)行支付，以及提供金融信息。[/cn] [en]3.The law stipulates modes for company merger, bankruptcy, dissolution and liquidation.[/en][cn]3.該法規(guī)定了公司合并、破產(chǎn)、解散和清算的方式。[/cn] [en]4.The brokerage firm filed for bankruptcy just two months after going public.[/en][cn]4.這家證券公司在上市僅僅兩個月后就申請破產(chǎn)。[/cn] [en]5.Upon completion of this acquisition, the company will become the controlling shareholder.[/en][cn]5.此次收購?fù)瓿珊?，公司將成為其控股股東。[/cn]

remember that he is dealing with other people's money and that he is responsible for its safety. [/en][cn]5.銀行家會永遠(yuǎn)記住，他在和別人的錢打交道，對錢的安全負(fù)有責(zé)任。[/cn] [en]6.We should continue to deepen financial reform, rectify financial order, tighten financial supervision and regulation by law and improve performance. [/en][cn]6.深化金融改革，整頓金融秩序，強(qiáng)化金融監(jiān)管和法制，提高經(jīng)營效益。[/cn]

上支取現(xiàn)金用于消費，支付工資與薪酬，但是這些錢很快通過收到款項的商店和商人回到銀行，存入他們自己的銀行戶頭。[/cn] [en]6.The enterprises merge or reshuffle inventory assets to optimize the resources distribution.[/en][cn]6.企業(yè)通過并購，存量資產(chǎn)重組，進(jìn)而推進(jìn)資源優(yōu)化配置。[/cn] ?

給你，對賬單提供了支票付款及存款的情況摘要。在扣除了支票款及貸記的存款額之后，賬戶上剩下的金額就是余額。[/cn] [en]4.If there is any doubt about the signature, the bank will refuse to cash the check and will return the check to the endorser. A check must be endorsed before it can be cashed - that is, the person or company to whom the check is made out must sign it on the back.[/en][cn]4.如果銀行對簽字的真實性有懷疑，它將會拒絕兌現(xiàn)支票，將支票退給背書人。支票在兌現(xiàn)之前必須先背書，也就是說，支票向其開出的個人或公司必須在支票的背面簽字。[/cn] [en]5.A group of ten international banks is to underwrite and sell the bonds.[/en][cn]5.一個由10家國際銀行組成的銀團(tuán)將包銷及出售這些債券。[/cn] ?

general, the international financial crisis sweeping across the world has had a great impact on the insurance industry. However, compared to the banking and securities industry, the loss suffered by the insurance industry is much less.[/en][cn]5.總的來看，席卷全球的國家金融危機(jī)對保險業(yè)造成了很大沖擊，但相比銀行業(yè)和證券業(yè)，保險業(yè)收到的損失相對要小得多。[/cn]

stock market and a symbol of American capitalism. The US Treasury Secretary says New York will remain at the heart of the world's financial system for a long time to come.[/en][cn]6.紐約證券交易所是全球最著名的證券市場，同時也是美國資本主義的象征。美國財政部長表示，紐約在接下來的很長一段時間里，仍將是全球金融體系的核心。[/cn]

[en]1.By their very nature financial institution attract criticism:banks would not be doing their jobs if their did not turn down some requests for loans, and those who are denied funds sometimes feel hard done by and are vociferous in their complains.[/en][cn]1.金融系統(tǒng)天生就容易招致批評：銀行家如果不拒絕某些貸款要求，那就沒有盡職盡責(zé)；而那些被決絕的借款人有時會覺得十分委屈，甚至因大為光火而抱怨不停。[/cn] [en]2.If you have a checking account, the bank sends you your canceled checks along with your monthly statement. These checks can be used instead of receipts. They can be used as proof that payment has been made.[/en][cn]2.如果你有支票賬戶，銀行每月把你的付訖支票連同月度清單送金融給你。這些支票可以代替收據(jù)，當(dāng)作付款的證據(jù)。[/cn] [en]3.How do the clearing banks meet these requirements? Their first concern is to see that they always have sufficient notes and coin in their tills, or in reserve, to meet instantly all the demands for cash that may be made upon them.[/en][cn]3.清算銀行是怎樣滿足這些需要的呢？他們最關(guān)心的是確保錢柜里，或儲備有足夠的鈔票，迅速應(yīng)付可能發(fā)生的各種現(xiàn)金支取。[/cn] [en]4.It's hard to imagine that people could do business without the services of a bank.[/en][cn]4.很難想象出人們在沒有銀行服務(wù)的情況下做生意的情形。[/cn] [en]5.As the business matures, an initial public offering（IPO） may take place, or the business merged or sold, or other sources of capital found. [/en][cn]5.隨著公司經(jīng)營的成熟，可以通過公開發(fā)行股票，公司合并或者出售，或用其他方式的獲得資本。[/cn] [en]6.The most widely held liquid security is the Treasury bill, which is commonly issued by the ministry of finance. [/en][cn]6.最為廣泛持有的流動性債券是國庫券，通常由財政部發(fā)行。 [/cn]